How to Clone Credit Cards

 

Cloning a credit card isn't as difficult as you might think. Using a magnetic stripe reader-writer, you can create a card that looks identical to the original, and contains the same magnetic stripe data. Many professional carders use these devices to create credit card clones. You'll need the card's number, CVV, expiration date, and address to start. A magnetic stripe reader-writer is typically between $10 and $30.

Some cloning machines can create hundreds of cards at once. Using stolen data, the crooks can then make fraudulent purchases with the cloned cards. Some thieves even put their own names on the cards, using fake identification. This way, you'll never know when you're being cheated.

One way to prevent this is How to clone credit cards to use customer data profiles to keep track of your customers. These profiles contain information such as the type of card a customer has, where they spend most of their time, and how often they spend money. You can also check whether a customer makes purchases from the same store often, as this can be an indication of fraudulent activity.

Another way to avoid being scammed is to protect yourself by checking your card with a skimmer before making a purchase. A skimmer works by inserting a thin device known as a shim into a card reader. This device is equipped with a microchip and flash memory that can copy the card's information. This information cannot be used to clone another chip-enabled card, but it can create a magnetic strip version of the card.

Magstripe-only cards can be cloned with the help of a card skimmer. This tool is relatively inexpensive, and can be bought online for a few dollars. Contactless payment cards are more complicated to clone because the bank issuer strips them of vital "track data" for payment transactions. The track data also includes the CVV number, which is a three or four-digit number.

Credit card cloning is a common crime in the modern world. In this scheme, a criminal copies the information from a legitimate card onto a fictitious card. Cloning has been practiced for years, but security improvements have made it more difficult to pull off. The key is to recruit a willing victim. Waiters, bartenders, and shop assistants are common targets.

Cloning is increasingly common, with a 34% increase in cloning in Europe, the Middle East, and Asia in 2017. In Ireland, police confiscated 66 credit cards that had been cloned using skimmers. And last month, Indian police seized 350 cloned cards.